feat(stripe): change to direct charges

backend/Infrastructure/Payments/Stripe/Services/StripeTipProcessor.cs

@@ -21,24 +21,16 @@ internal class StripeTipProcessor(
         Uri cancelUrl,
         CancellationToken ct = default)
     {
+        var applicationFeeAmount = Convert.ToInt64(amount * stripeOptions.Value.HutopyRate);
+
         StripeConfiguration.ApiKey = stripeOptions.Value.SecretKey;
 
-        // Create Stripe customer for the user if not already created
+        var sessionService = new SessionService();
-        CustomerService customerService = new();
-        var customer = await customerService
-            .CreateAsync(
-                new CustomerCreateOptions(),
-                cancellationToken: ct)
-            .ConfigureAwait(false);
 
-        // Create paymentIntent for the user
+        var options = new SessionCreateOptions
-        SessionService sessionService = new();
-        var session = await sessionService.CreateAsync(
-                new SessionCreateOptions
         {
             ClientReferenceId = tipId.ToString(),
-                    Customer = customer.Id,
+            Mode = "payment",
-                    PaymentMethodTypes = ["card"],
             LineItems =
             [
                 new SessionLineItemOptions
@@ -49,29 +41,27 @@ internal class StripeTipProcessor(
                         UnitAmountDecimal = amount, // Amount in cents
                         ProductData = new SessionLineItemPriceDataProductDataOptions
                         {
-                                    Name = $"Tip for {creator.Name}", // or any descriptive name for the tip
+                            Name = $"Tip for {creator.Name}",
                             Metadata = new Dictionary<string, string> { { "creatorId", creator.Id.ToString() } }
                         }
                     },
                     Quantity = 1
                 }
             ],
-                    Mode = "payment",
+            PaymentIntentData = new SessionPaymentIntentDataOptions { ApplicationFeeAmount = applicationFeeAmount },
-                    PaymentIntentData = new SessionPaymentIntentDataOptions
-                    {
-                        ApplicationFeeAmount = Convert.ToInt64(amount * stripeOptions.Value.HutopyRate), // Platform fee
-                        TransferData = new SessionPaymentIntentDataTransferDataOptions
-                        {
-                            Destination = creator.StripeAccountId // Creator's Stripe account ID
-                        }
-                    },
-                    SuccessUrl = successUrl.ToString(), // Redirect after successful payment
-                    CancelUrl = cancelUrl.ToString(), // Redirect after canceled payment
             Metadata = new Dictionary<string, string>
             {
                 { "creatorId", creator.Id.ToString() }, { "creatorName", creator.Name }, { "message", message }
-                    }
             },
+            SuccessUrl = successUrl.ToString(), // Redirect after successful payment
+            CancelUrl = cancelUrl.ToString(), // Redirect after canceled payment
+        };
+
+        var requestOptions = new RequestOptions { StripeAccount = creator.StripeAccountId };
+
+        var session = await sessionService.CreateAsync(
+                options,
+                requestOptions,
                 cancellationToken: ct)
             .ConfigureAwait(false);